To apply for Financial Aid at Lakewood School, complete and submit the Free Application for Federal Student Aid (FAFSA). Create a FSA ID and keep it in a safe place where you can find it. You will need it again. You will need your income taxes from the previous year. If you are less than 24 years of age, your parents will need to complete the form as well. There are options for you if your parents are unable to help you, but they will still need to complete the required information. The OPEID code for Lakewood School is 039-683-00.
If you need help filling out the FAFSA, call the school (810-987-3959) to set up an appointment with a financial aid representative. When completing your FAFSA online, you will be creating an FSA ID#. You will need to keep track of this number to access your FAFSA again You will also need it if you need to e-sign a Master Promissory Note (MPN) and complete your entrance and exit counseling.
After you have submitted your FAFSA, both you and the school will receive a report. Further information may be needed. The school will then be able to determine what financial aid you are eligible to receive and will contact you and make arrangements for you to come in to discuss your financial aid award. Make sure to let the school know if your income or your circumstances have changed since your taxes were filed.
The school offers the option of funding part or all or your tuition through the school. This option benefits those who are not be eligible for all of the financial aid funding, or those that prefer to pay their tuition out of pocket. The schools charges a one time 4.5% fee on any funds that are financed through the school. Payments are due monthly and the amount of payments will be determined by the amount a student wishes to finance.
The amount of Pell Grant dollars that a student may be eligible for is determined by your income and your current financial situation. Pell Grants, if awarded, are grant monies that do not need to be repaid.
The three Federal Loan programs in which Lakewood School participates include:
Student Loans go into repayment six months after you have graduated (or leave the school for any reason). The Parent Plus Loan goes into repayment 60 days after the loan is disbursed. Exit Counseling must be completed when the student leaves the school. The median loan debt for students from Lakewood School for the 2022-23 award year is $4095.00 for those that borrowed funds.
The program is currently based on 625 of 900 full-time clock hours. Loans and grants are determined based on the government calculation of loans or grant times 625 divided by 900. Lakewood students are eligible for the following based on those guidelines:
| Dependency Status | Maximum Subsidized | Maximum Unsubsidized |
| Dependent Student | $2,430 | $1,388 |
| Independent Student | $2,430 | $4,166 |
How to File a Complaint through
Entrance Counseling: studentaid.gov
*will need to log into the FSA account
Exit Counseling: studentaid.gov
*will need to log into the FSA account
Loan Consolidation: https://studentaid.gov/app/
Managing Repayment / Student Loan Calculator: studentaid.gov
Master Promissory Note (MPN): studentaid.gov
Student Loan Calculator: studentaid.gov
Calculators: http://www.finaid.org/calculators/
Free Application for Federal Student Aid (FAFSA): studentaid.gov
Parent PLUS Loan Application: studentaid.gov
*will need to log into the FSA account
Federal Needs Analysis Methodology: studentaid.gov
The report below includes statistics for the previous three years concerning reported crimes that occurred on campus; in certain off-campus buildings or property owned or controlled by Lakewood School of Therapeutic Massage; and on public property within, or immediately adjacent to and accessible from, the campus.
Campus and Security Report click here
You can obtain printed copies of this report by contacting Lakewood School of Therapeutic Massage, 1102 6th St., Port Huron, MI 48060.
Complete campus crime statistics for all colleges and universities can be found at the U.S. Department of Education Security Web page: http://ope.ed.gov/security
Federal guidelines determine that a student is determined to be an Independent Student if he or she is 24 years of age, is married or separated (but not divorced), or has one or more children who receive more than half of their support from him or her. There are some other special circumstances that can consider someone under the age of 24 to be Independent. More information about how it’s determined whether you’re considered an independent vs. dependent student is available by checking the Student Aid.
A student under 24 years of age is considered a Dependent Student. Dependent students must have their parents complete the parent portion of the FAFSA. This is the only way a Dependent student is eligible for any funding. Parents may submit a (PLUS) Parent Plus Loan Application, (will need to log into the FSA account) to find out if they are eligible to borrow money on the students behalf. If the parent is eligible for a PLUS loan, which is based on their credit, they may borrow a portion and the student may borrow a portion, or the parent can be the sole borrower. If a parent is denied for the PLUS loan, the student becomes eligible to borrow the total amount allowed for an independent student.
The Master Promissory Note (MPN) and the entrance counseling must be completed before any loan funds will be disbursed (will need to log into the FSA account). Paper copies of the MPN are available at the school.
Approximately one-third of students who complete the FAFSA are randomly selected for verification. Verification is a process required by federal regulations where the information reported on the FAFSA is compared against tax returns, W-2’s, and other supporting financial documents. Requests for financial aid will not be processed until all the required documentation has been submitted.
The school offers the option of funding part or all or your tuition through the school. This option benefits those who are not be eligible for all of the financial aid funding, or those that prefer to pay their tuition out of pocket. The schools charges a one time 4.5% fee on any funds that are financed through the school. Payments are due monthly and the amount of payments will be determined by the amount a student wishes to finance.
In addition to your tuition, fees, books and supplies, you will have indirect costs of attending school. These costs include normal living expenses such as room and board. Attending school may also increase your expenses associated with child care, transportation, and miscellaneous personal expenses. The Cost of Attendance is an average of what it will cost to attend a particular institution for the 10 month period. Actual costs of attendance vary from student to student. You can calculate these expenses using the many calculators by CLICKING HERE.
Under the Higher Education Act of 1965, as amended, interest rates are determined each spring for new Direct Loans being made for the upcoming award year, which runs from July 1 to the following June 30. Each loan has a fixed interest rate for the life of the loan.
The following table provides the fixed interest rates for new Direct Loans first disbursed on or after July 1, 2024, and before July 1, 2025. These rates will apply to new Direct Subsidized Loans, Direct Unsubsidized Loans, and Direct PLUS Loans made during this time.
Loan Type | Borrower Type | Fixed Interest Rate |
|---|---|---|
Direct Subsidized Loans and Direct Unsubsidized Loans | Undergraduate | 6.53% |
Direct Unsubsidized Loans | Graduate or Professional | 8.08% |
Direct PLUS Loans | Parents and Graduate or Professional Students | 9.08% |
Interest is additional money that you pay to a lender as a cost of borrowing money. Interest is calculated as a percentage of the unpaid principal amount that you borrowed.
Direct Loans are “daily interest” loans. On daily interest loans, interest accrues (adds up) every day.
If your loans are subsidized, you are not responsible for paying the interest that accrues while you’re in school.
If your loans are unsubsidized, you’re responsible for all the interest that accrues, even while you’re in school.
Your financial aid dollars will post to your school account as soon as the school receives them. For PELL Grants, it’s the first day of school. For Federal Direct Loans (both Subsidized and Unsubsidized), the funds are disbursed 10 days after the first day of school for previous FA borrowers, and 30 days after the first day of school for first time borrowers. PLUS loans are disbursed the first day of school. The school posts your tuition to your account the first day of school. When your funding comes in, any excess funds will be refunded to the student within 10 business days of the overpayment.
Students participating in financial aid must maintain satisfactory academic progress including both attendance and grades in order to continue to be eligible for financial aid. Click here to read the school’s Satisfactory Academic Progress Policy.
The federal law requires that when a student withdraws before completing their program, the amount of financial aid (federal grants and loans) earned by the student must be calculated. The school and/or student may then be required to return some of the federal funds awarded to the student. Any money due to the government by the school will be returned by the time required. The student may then owe the school.
The percentage of Title IV funds to be returned is equal to the number of actual clock hours remaining in the individual student’s program divided by the total number of clock hours in the program. If the student received more aid than was earned, the excess funds must be returned.
Tuition Includes- All Courses
*Kinesiology
*Professional Development
*Theory & Technique
*Anatomy, Physiology, Pathology
*Supplemental Classes
*Student Clinic Experience
Textbooks & Lab Fees-
*Students will receive five textbooks, review guide and course packets
*Set of embroidered school scrubs (required uniform)
*Graduation cap & gown
*Student Massage Table Kit:
-professional massage table with carry case, face cradle, face cradle covers, arm hammock, table shelf, 6” bolster, set of sheets, 2 bottles of lubricant and a holster.
Licensure Fees-
*MBLEx – Massage & Bodywork Licensing Examination
*Background Check – State Requirement
*License Application for State of Michigan
*Students are responsible for scheduling their own appointments for all licensure requirements.
*Tuition, Textbooks, and Lab Fees are subject to change.
*Student Memberships, which include liability coverage for school-sanctioned activities, to both the:
AMTA- American Massage Therapy Association amtamassage.org
ABMP- Associated Bodywork and Massage Professionals abmp.com
In addition to providing; Educational Tools, Networking and Community, Career Guidance, Member Discounts, and Publications,
membership also includes access to the MBLEx Exam Coach Test-Prep. https://www.youtube.com/watch?v=nJrLuuuyQD4
Exam Coach is the most advanced, easiest-to-use online MBLEx test prep in the profession, and more than 30,000 students have trusted it to help them pass the exam. It is the best in the profession, featuring practice exams that simulate MBLEx subject weighting, and unlimited study quizzes.
Lakewood School incorporates the use of Exam Coach into the massage program.
All tuition and fees paid by the applicant will be refunded if the applicant is rejected by the school before enrollment.
All tuition and fees paid by the applicant will be refunded if requested within two weeks of signing the enrollment agreement. Once two weeks have elapsed, the following policies will apply:
There will be no refund for textbooks and/or lab fees.
In the case that a student withdraws, is dismissed, or drops from the program, a $250 administrative fee will be charged.
In the case that a student withdraws, is dismissed, or drops from the program at any point after the two week withdrawal period, the tuition for the first half of the program is due and payable to the school.
In the case that a student withdraws, is dismissed, or drops from the program at any point after the beginning of the second half of the program, the entire tuition including fees is due and payable to the school.
If the amount owed by the student to the school is in excess of the amount that has been paid to and retained by the school, the student will owe the balance due directly to the school. The balance due must be paid within 30 days or a payment plan established, or the account may be turned over to a collection agency.
If the school owes the student, a refund check will be issued within thirty (30) days from the date of termination.
If the school cancels or discontinues the course, a refund using the above guidelines will be calculated, or students will have the opportunity to enter a subsequent program at the same point their program was discontinued. The decision is made by the school.
The date of termination is the date we receive written notice from the student of their intent to terminate, or the date that is two weeks after their last date of attendance if there has been no communication with the student indicating their intent to continue.
1102 6th Street
Port Huron, MI 48060
(810) 987-3959
(810) 956-7334
Mon-Tue 9:00 – 3:00
Wed Closed
Thu 9:00 – 3:00
Fri-Sun Closed
1102 6th Street, Port Huron, MI 48060
